Notice the /label tag
<td>
<label for="City"><b>City *</b></label
><br />
<input
id="City"
name="City"
type="text"
value=""
maxlength="50"
style="width: 340px"
/>
</td>
<td>
<label for="ST"><b>ST *</b></label
><br />
<input
id="ST"
name="ST"
type="text"
value=""
maxlength="50"
style="width: 80px"
/>
</td>
<td>
<label for="ZIP"><b>ZIP *</b></label
><br />
<input
id="ZIP"
name="ZIP"
type="text"
value=""
maxlength="50"
style="width: 80px"
/>
</td>